Privacy Policy

Last Updated: October 1, 2025

1. Introduction

Welcome to estabro.com ("we," "our," or "us"). We are committed to protecting your privacy and safeguarding your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website estabro.com and use our services related to financial advice, mortgage brokerage, investment opportunities, and overseas real estate.

By using our Site and services, you consent to the data practices described in this policy.

2. Information We Collect

We may collect the following types of information:

• Personal Identifiable Information (PII): Name, email address, phone number, postal address, date of birth, government-issued identification (e.g., for mortgage applications), tax identification number, and financial information (e.g., income, assets, credit history, investment goals).
• Technical Data: IP address, browser type, operating system, access times, pages viewed, and referring website addresses.
• Cookies and Tracking Technologies: We use cookies and similar tracking technologies to track activity on our Site and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

3. How We Use Your Information

We use the information we collect for the following purposes:

• To provide, operate, and maintain our Site and services.
• To process your inquiries and applications for financial, mortgage, investment, or real estate products.
• To personalize your experience and deliver content and product offerings relevant to your interests.
• To communicate with you, including sending you updates, security alerts, and support messages.
• For compliance and legal purposes, including anti-money laundering (AML) and know-your-customer (KYC) checks.
• To analyze and improve our services and marketing efforts.

4. Legal Basis for Processing (For EEA Users)

If you are from the European Economic Area (EEA), our legal basis for collecting and using your information is:

• The performance of a contract with you.
• Your explicit consent.
• Compliance with our legal obligations.
• Our legitimate interests, which are not overridden by your data protection rights.

5. Sharing Your Information

We may share your information with:

• Financial Institutions & Lenders: To process your mortgage or credit applications.
• Investment Service Providers & Real Estate Developers: To facilitate your investment or property purchase.
• Legal and Regulatory Authorities: When required by law or to protect our rights.
• Service Providers: Third-party vendors who perform services on our behalf (e.g., data analysis, payment processing, customer service).
• Business Transfers: In connection with a merger, sale, or acquisition of all or a part of our company.

6. International Data Transfers

Given our focus on overseas real estate and international investments, your personal data may be transferred to, and processed in, countries other than your own. These countries may have data protection laws that are different from your jurisdiction. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy.

7. Data Security

We implement appropriate technical and organizational security measures to protect your data. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee its absolute security.

8. Your Data Protection Rights

Depending on your location, you may have the right to:

• Access and receive a copy of your personal data.
• Rectify or update your data.
• Erase your data ("right to be forgotten").
• Restrict or object to our processing of your data.
• Data portability.
• Withdraw your consent at any time.

To exercise these rights, please contact us using the details below.

9. Important Disclaimers

9.1. Investment Risks
Investing in financial markets, funds, or real estate carries inherent risks, including the potential loss of your principal. The value of investments can go down as well as up, and past performance is not a reliable indicator of future results. The information provided on this Site is for informational and educational purposes only and does not constitute financial, investment, or professional advice. You should consult with a qualified financial advisor before making any investment decisions.

9.2. Credit & Mortgage Risks
Mortgages and other credit products are subject to eligibility and are not guaranteed. The application for credit may affect your credit score. Terms, including interest rates and fees, are subject to change and are based on individual circumstances. Failure to meet repayment obligations can result in the loss of collateral (e.g., your property) and have serious negative consequences for your financial health and credit rating.

9.3. Overseas Real Estate Risks
Purchasing property abroad involves complex legal and financial regulations that vary by country. These risks include, but are not limited to, currency exchange fluctuations, changes in local political or economic conditions, different legal systems, and tax implications. We strongly recommend you seek independent legal and tax advice in the relevant jurisdiction.

10. Children's Privacy

Our Site is not intended for individuals under the age of 18. We do not knowingly collect data from children.

11. Changes to This Privacy Policy

We may update this policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last Updated" date.

12. Contact Us

If you have any questions about this Privacy Policy, please contact us at:
estabro.com
estabrokers@gmail.com
+90 552 702 22 24